RMs spend their day on admin, not clients.
Pipelines live in inboxes and spreadsheets. Follow-ups slip, and managers wait for reports to see the book.
See how ElevateRM tackles this →Industries · Financial institutions
Built for the way banks and NBFCs lend.
Gravice helps banks and NBFCs run relationship management, collateral tracking and loan documents on one platform, with the audit trail regulators expect.
ForBanksNBFCs
The pressure on lenders
Three things affect your loan book today.
Collateral revaluations slip past due dates.
Due dates are tracked by hand. Late revaluations draw regulatory penalties and hide risk in the portfolio.
See how V-Track tackles this →
Loan files are read and re-keyed by hand.
Every application means hours of reading documents and typing the same details into another system.
See how NICO tackles this →Across the credit journey
One platform, every stage of the loan.
Each Gravice product picks up where the last one leaves off, and the same audit trail runs underneath all of them.
- 01Prospect & engage
- 02Originate & sanction
- 03Monitor & review
- 04Renew & grow
- 05Audit & report
- 01 · Prospect & engage
Every customer, ready before the meeting.
Leads, meetings and a 360° view of each relationship, so RMs walk into every conversation prepared.
- 02 · Originate & sanction
From application to sanction, without re-keying.
NICO reads the loan file and checks it against your rules, while ElevateRM tracks the deal through approvals to sanction.
- 03 · Monitor & review
Every asset, every due date, in one view.
V-Track tracks the next revaluation date for every asset and alerts teams before anything falls due.
- 04 · Renew & grow
Renewals with current values and the next opportunity.
Current collateral values from V-Track, and cross-sell and upsell opportunities surfaced in ElevateRM for each RM.
- 05 · Audit & report
One audit trail, ready for regulatory compliance.
Every action across is recorded in one place, with reports ready for internal audit and regulatory compliance.
By role
What each team gets.
Relationship managers
Less admin and a clear view of the book.
- One pipeline from first meeting to sanction
- Client history and exposure before every call
- Team dashboards without asking for a report
Chief credit and risk officers
The state of the collateral book, at any moment.
- Overdue revaluations spotted before they become findings
- Portfolio views by asset type, region and status
- Reports ready for the board, audit and the regulator
Built for regulated lenders
Built for regulatory compliance.
One audit trail
Every action across ElevateRM, V-Track and NICO is recorded, so audits start from one place.
Valuation compliance on schedule
Due dates tracked for every asset, with a dated record of each revaluation for inspections.
Cloud or on-premise
Run Gravice in the cloud or in your own data centre, to match your IT and data residency policies.
No rip-and-replace
Works alongside your LOS, CMS and core banking systems, so nothing has to be replaced.
Insights
Article for lenders.
Explore what Gravice can do for you.
Book a 30-minute demo. Tell us which part of your operations you want to transform first.