Where it breaks
Revaluation processes live in spreadsheets. A team tracks dates by hand; one missed revaluation can mean a regulatory penalty.
Valuation assurance
Patent pendingAn eagle-eye view of your collateral portfolio.
V-Track provides continuous, asset-level visibility into every facility through dynamic valuation, LTV, and insurance tracking across the entire collateral lifecycle.
For banks and NBFCs
What changes
Every revaluation enforced on time, in one place. One digital register with time- and event-based alerts and an audit-ready history.
How V-Track works
Step 1
Digitise
Bring every collateral into one digital register.
Step 2
Schedule
Set time- and event-based revaluation cadence.
Step 3
Alert
Surface what is overdue or approaching breach.
Step 4
Revalue
Drive market-linked, model-driven asset updates.
Step 5
Audit
Keep a complete history of every valuation cycle.
Built in
Dynamic valuation
Market-linked, model-driven asset values updated at a defined cadence.
Real-time LTV
Live loan-to-value computation with breach alerts.
Automated triggers
Rule-based margin calls, top-ups, and escalations.
Insurance tracking
Coverage status, renewal alerts, and sum assured versus valuation checks.
Portfolio dashboard
Concentration, stress, and recovery views at portfolio level.
Today
- Accuracy degrades rapidly post sanction as updates become irregular.
- Answering “What is overdue today?” in real time creates regulatory and exposure risk.
- Audit evidence is pieced together after the fact — or missing.
With V-Track
- Dynamic valuation kept current at a defined cadence.
- Real-time LTV with breach alerts.
- Automated triggers for margin calls, top-ups, and escalations.
- Insurance tracking across renewals and coverage checks.
- Portfolio dashboards for concentration, stress, and recovery.
Our partnership
Built with Microsoft. Available on Microsoft Marketplace.
Gravice is an official Microsoft partner, part of the Microsoft AI Cloud Partner Program and the ISV Success program. V-Track is listed on Microsoft Marketplace, so your teams can find, procure, and deploy through a channel you already trust.
Official Microsoft Partner
Microsoft AI Cloud Partner Program · ISV Success
Listed on Microsoft MarketplaceBuilt on Microsoft Azure
Available on
Microsoft Marketplace
Why buying through Microsoft Marketplace helps
Buy through a channel you already use
Find and procure V-Track from the marketplace your IT and procurement teams already work with.
One Microsoft invoice
Marketplace purchases are billed alongside your existing Microsoft charges, with no new vendor billing to set up.
Use your Azure commitment
Eligible purchases can count toward your Microsoft Azure Consumption Commitment (MACC).
Faster procurement
Your existing Microsoft agreement shortens vendor onboarding, security reviews, and contracting.
Find V-Track on Microsoft Marketplace.
View on the Marketplace →Across the credit journey
Originate & sanction
Collateral details captured at sanction
Disburse & enable
One digital register for every collateral
Monitor & review
Time- and event-based valuation alerts
Renew & grow
Current valuations ahead of renewal
Audit & report
Complete history of the valuation cycle
Control credit exposure. Accelerate portfolio growth.
Enterprise deployment. Works alongside your existing core systems.
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